Fixed Deposits & Bonds

Fixed Deposits (FDs) are one of the safest ways to grow your money. You can deposit a lump sum with a bank or financial company for a fixed period and earn a guaranteed interest rate. At the end of the period, you receive your money back along with the interest earned.

FDs are ideal for those who prefer steady and secure returns without market risks. The interest rate depends on the deposit amount, duration, and institution.

Benefits of Fixed Deposits

• Safe and stable investment

• Guaranteed returns

• Flexible deposit periods

• Option to receive interest monthly, quarterly, or yearly

• Higher rates than savings accounts

• Premature withdrawal option (with penalty)

Company Fixed Deposits

Apart from banks, many companies and NBFCs also offer fixed deposits, usually with higher interest rates. These include:

• Financial Institutions

• NBFCs

• Housing Finance Companies

• Manufacturing and Government Companies

Bonds

Bonds are another safe investment option where you lend money to a company or government for a fixed time and earn regular interest. They are good for investors who want steady income and capital safety.

Why Choose FDs & Bonds

• Low risk, predictable returns

• Multiple tenure options

• Suitable for all types of investors